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Mortgage Calculator

Make informed decisions about your home purchase with comprehensive analysis and affordability insights

Monthly Mortgage
$5,748.15
Monthly Carrying Costs
$3,506.25
Total Monthly Cost
$9,254.40
True Cost (25 yrs)
$3,250,696

🏷️ Selling Your Current Home

$46,125
Sale Price$1,025,000
- Current Mortgage$500,000
+- Total Selling Costs$50,625
= Net Proceeds$474,375

🏡 Buying New Home

Purchase Price$1,550,000
++ Total Buying Costs$41,225
Down Payment Available$433,150
Down Payment %27.9%

📊 Mortgage Options

🏛️ Annual Carrying Costs

$19,375/year
$15,500/year

🎯 TRUE Cost of This Home Over 25 Years

Purchase Price$1,550,000
+ Mortgage Interest (25 yrs)$607,596
+ Total Carrying Costs (25 yrs)$1,051,875
= TRUE TOTAL COST$3,250,696
That's $1,700,696 more than the sticker price!